Representative Example for Personal Contract Purchase (PCP): Cash price £10,995.00, Annual Interest Rate (fixed) 5.14% p.a., with a representative 9.9% APR, total amount of credit £9,896.00, deposit of £1,099.00, an initial payment of £201.24, followed by 47 monthly payments of £201.24 with a final payment of £2,767.50, total amount payable is £13,526.18, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return