Representative Example for Personal Contract Purchase (PCP): Cash price £12,950.00, Annual Interest Rate (fixed) 5.14% p.a., with a representative 9.9% APR, total amount of credit £11,655.00, deposit of £1,295.00, an initial payment of £244.65, followed by 47 monthly payments of £244.65 with a final payment of £2,812.50, total amount payable is £15,850.57, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return